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Insurance Depot Ltd.

My business is to provide solutions for insurance investments and customized health programs to our clients. Touching the lives of millions of individuals, my aim is to build sustainable, healthier communities for life.  I always look for new and innovative ways to do more to provide long-term value to our Clients, employees, shareholders, and communities.I am committed to contributing to the stability of the Canadian financial system by providing deposit insurance.

With a vision of helping Canadians achieve lifetime financial security and live healthier lives. 

Years of

Canada's Leading Life
Insurance Broker

I continuously look for ways to bring innovative, insightful, and simple Insurance solutions to Canadians. Being a financial partner that cares about their well-being and whom they can trust to secure their future.

life insurance
Life Insurance

Permanent life insurance that provides you coverage for your lifetime.

Children's Life Insurance
Children's Life Insurance

Provides your child with an annual tax-free dividend every year for life.

travel insurance
Travel Insurance

Travel insurance helps you with the best coverage option for your travel plans.

Critical Illness Insurance
Critical Illness Insurance

Critical Illness Insurance can give you a tax-free payment if you’re diagnosed with a serious condition.

Disability Insurance
Disability Insurance

Disability insurance can help protect you and your family from an unexpected illness or accident.

Mortgage Protection
Mortgage Protection

Help protect your loved ones, your home and your savings with life and disability insurance for your mortgage.

Get The Best Insurance Advice With Yadwinder Sandhu

Secure the people you love and care about most, you have a lot to protect. So, all you need the level of insurance services in the easiest ways to save your future.

our benefits

The Best Way To Protect What’s Important to You

24/7 Support

We’re always here when you need us.

Secure Claim

An insurance claim is a defining moment for delivering promises.

Service Information

Get comprehensive benefits and detailed knowledge on managing risks.

What People Say About Us

You’ve come to the right place that can be personalized to your insurance needs and for the protection, you need for your family.

Frequently asked questions

Do I need a life insurance policy?

If you've recently made major purchases, had a baby, or experienced other major financial changes, you'll want to make sure that you protect your family. Life insurance is important whether you're single, married, divorced or in any form of a relationship.

What is the best life insurance company in Canada?

Depending on the type of insurance coverage you need, there are many answers to what is the best life insurance company in Canada. I help Canadians find the best life insurance policy for their needs as we deal with Canada’s top insurance companies – the most by any online broker. With such a wide range of partners, I can help you find the best life insurance, critical illness insurance, disability insurance, or mortgage protection for your needs.

Is there a difference between term life insurance and whole life insurance?

There is a big difference between term and whole life insurance. Term life insurance is temporary in nature and covers you for a set number of years (like 10, 20, 30 or 40 years). Whole life insurance offers a lifelong policy and is in force as long as your policy premiums are paid.

Term life insurance is the perfect coverage for temporary needs like diminishing mortgage debts and providing for dependents; whole life (or permanent) insurance is better suited for permanent needs such as providing for final tax expenses, funeral arrangements, or leaving a tax-advantaged legacy behind for children or grandchildren.

What types of insurance do you offer?

My clients can buy several types of life insurance, like term life insurance, whole life insurance, permanent life insurance, children’s life insurance, and no-medical life insurance as well as critical illness insurance, disability insurance, and mortgage protection insurance policies.

However, if you need advice on permanent life insurance, universal life insurance, whole life insurance coverage, or any other insurance policies, I can help you find the amount of coverage you need and the policy that’s right for you.

How much does life insurance cost in Canada?

For many young, healthy adults, life insurance costs are quite reasonable on a 20-year term policy. However, 80 percent of millennials overestimate the cost of life insurance (by up to five times the actual price!). The reality is, monthly life insurance rates can be as low as the cost of an extra-large pizza.

For instance, a fairly healthy 30-year old, non-smoking Ontario woman, would only pay $21 per month for a $500,000 death benefit on a 20-year policy. And the price will be even lower if she decreased that death benefit.

When you personalize your life insurance policy so that it suits your specific needs and budget, life insurance coverage can and should be affordable.

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